What Our Legal Terms Actually Cover
Our terms of service set the boundaries for how your account may be used, how funds move through your wallet, and what happens when a dispute arises. When you deposit via UPI, Paytm or PhonePe, the transaction is subject to both our platform terms and the
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policies of the payment provider you choose. We retain account data for as long as your account remains active and for a legally defined period thereafter, in line with applicable Indian regulations. Any material change to these terms is communicated to you before it takes effect
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— we do not alter the terms that govern your existing balance or pending withdrawals without prior notice. Eligibility to hold an account depends on your local law, and access is available where local law permits. If you believe a term has been applied incorrectly to
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your account, you have the right to raise a formal dispute through the contact paths listed on this page.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.